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Here We Go Again

FHA: The new Fannie Mae

They’re baaaa-aaack. The same people who engineered a global financial meltdown with bad loans covered by government backing have begun exploiting the Federal Housing Administration in the same manner as Fannie Mae and Freddie Mac.  Lenders who have bad track records in subprime loans have begun flooding FHA with questionable paper as part of the supposed rescue plan

Business Week has plenty of examples of this kind of shell game maneuvers in the FHA licensing pool.  We’re heading to yet another collapse through yet another government intervention in the lending market.  Until we stop encouraging the purchase of bad paper in order to achieve social policy, taxpayers will continue to be at risk, and we risk the collapse of Western economies.

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